The Kenyan land tenure system allows charges (encumbrances) to be registered against land, securing loans or other obligations. Key laws include the Land Act, 2012 and the Land Registration Act, 2012. Under these laws, a “charge” is broadly defined as an interest in land securing the payment of money or the fulfillment of a condition. Charges include formal mortgages, informal (customary) pledges, and...
Signed into law in October 2025, the Land (Amendment) Bill, 2024 marks one of the biggest shifts in property ownership Kenya has seen in decades. The law reshapes how land is held, managed, and transferred — with significant implications for every landowner, developer, and investor in the country. So, what exactly has changed? And how might it affect your property or investment plans — especially...
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